Compare Cover Levels - Single & Annual Trip
| Bronze | Silver | Gold | |
ExcessExcess |
£100 | £50 | £0 |
Cancellation / CurtailmentCancellation - If you are unable to go on your trip. Cover for your proportion of prepaid transport, accommodation & additional travel expenses, and pre-paid excursions booked before you go on your trip, that you cannot recover from any other source if you cannot travel due to:
Curtailment - If you need to come home early. Pro-rata refund of your pre-paid unused trip costs from the day you come home if you or anyone named on this policy becomes ill with an infectious disease during your trip (including contracting Covid-19), you or your travel companion have to return early because you, the person you are travelling with, the person you are staying with, a close relative or business associate in your home country, unexpectedly suffer injury, illness (excluding contracting Covid19) or death. |
£750 (Covid-19 Not Included) |
£2,000 (Covid-19 Not Included) |
£10,000 (Including Covid-19*) |
Emergency Medical ExpensesIf you need emergency medical attention. To cover customary and reasonable fees or charges, necessary and emergency medical expenses, necessary travel and accommodation or repatriation costs in the event of your illness, injury or death during your trip |
£2M (Including Covid-19*) |
£5M (Including Covid-19*) |
£10M (Including Covid-19*) |
Return Journey - Denied Boarding (cover for additional accommodation)If you are denied boarding on your inbound flight - cover for additional accommodation. |
 |
|
£40 / £560 (Including Covid-19*) |
Return Journey - Denied Boarding (cover for additional return transportation)If you are denied boarding on your inbound flight - cover for additional return transportation. |
|
|
£300 Europe £500 Worldwide (Including Covid-19*) |
Scheduled Airline Failure (Before departure)Scheduled Airline Failure (Before departure) |
|
|
£1,500 |
Scheduled Airline Failure (After departure)Scheduled Airline Failure (After departure) |
|
|
£1,500 |
If your departure is delayed by 12 hours or moreIf your departure is delayed by 12 hours or more |
£20 per 12hrs upto £100 | £25 per 12hrs upto £150 | £50 per 12hrs upto £500 |
If you choose to cancel after a 24 hour delayIf you choose to cancel after a 24 hour delay |
£750 | £2,000 | £10,000 |
Missed departureMissed departure |
£300 | £600 | £1,500 |
Emergency Medical AttentionEmergency Medical Attention |
£2,000,000 | £5,000,000 | £10,000,000 |
Emergency Dental AttentionEmergency Dental Attention |
£200 | £300 | £750 |
Public hospital inconvenience Public hospital inconvenience |
£20 per 24hrs upto £500 | £25 per 24hrs upto £1000 | £75 per 24hrs upto £1500 |
If you need to come home earlyIf you need to come home early |
£500 | £1,500 | £10,000 |
If your possessions are lost stolen or damagedIf your possessions are lost stolen or damaged |
£500 | £1,500 | £3,500 |
Clothes Clothes |
£250 | £700 | £1,500 |
LuggageLuggage |
£50 | £150 | £300 |
ShoesShoes |
£35 | £75 | £200 |
CosmeticsCosmetics |
£25 | £75 | £200 |
Fine Jewellery and watchesFine Jewellery and watches |
£75 | £300 | £750 |
Electrical items and photographic equipmentElectrical items and photographic equipment |
£50 | £150 | £500 |
Buggies Strollers & Car SeatsBuggies Strollers & Car Seats |
£100 | £100 | £100 |
LaptopsLaptops |
£500 | £500 | £500 |
EyewearEyewear |
£50 | £50 | £150 |
Unreceipted ItemsUnreceipted Items |
£150 | £150 | £150 |
If your possessions are delayed by 24 hoursIf your possessions are delayed by 24 hours |
£75 | £100 | £500 |
If your cash is lost or stolenIf your cash is lost or stolen |
£150 | £300 | £1,000 |
Passport Lost or Stolen - Cost of emergency docsPassport Lost or Stolen - Cost of emergency docs |
|
£100 | £100 |
Passport Lost or Stolen - Transport to collect docsPassport Lost or Stolen - Transport to collect docs |
|
£150 | £400 |
HijackHijack |
|
|
£100 per 24hrs upto £1500 |
MuggingMugging |
|
|
£100 per 24hrs upto £1500 |
Personal liabilityPersonal liability |
£1,000,000 | £2,000,000 | £2,000,000 |
Accidental death benefitAccidental death benefit |
£10,000 | £15,000 | £25,000 |
Permanent total loss of sightPermanent total loss of sight |
£10,000 | £15,000 | £25,000 |
Permanent total disablementPermanent total disablement |
£10,000 | £15,000 | £25,000 |
If you need legal advice (30 mins free advice)If you need legal advice (30 mins free advice) |
£10,000 | £15,000 | £25,000 |
Natural Disaster - Alternative AccomodationNatural Disaster - Alternative Accomodation |
|
|
£1,500 |
| Only available if associated optional extra is selected: Cruise Extension: |
|||
Missed Port DepartureMissed Port Departure |
|
|
£500 |
Skipped Port BenefitSkipped Port Benefit |
|
|
£125 per port upto £750 |
Cabin Confinement Cabin Confinement |
|
|
£50 per 24hrs upto £500 |
Formal Attire - Lost or Damaged Formal Attire - Lost or Damaged |
|
|
£1,000 |
Formal Attire - Delayed by more than 24 hrsFormal Attire - Delayed by more than 24 hrs |
|
|
£25 per 24hrs upto £250 |
| Winter sports Extension: | |||
Your Ski EquipmentYour Ski Equipment |
£400 | £400 | £1,000 |
Hired Ski EquipmentHired Ski Equipment |
£200 | £400 | £400 |
Delayed Ski Equipment TotalDelayed Ski Equipment Total |
£10 per 12hrs upto £300 | £10 per 12hrs upto £300 | £50 per 12hrs upto £500 |
Loss of Ski PackLoss of Ski Pack |
£25 per 24hrs upto £300 | £25 per 24hrs upto £300 | £50 per 24hrs upto £500 |
Piste ClosurePiste Closure |
£20 per 24hrs upto £200 | £20 per 24hrs upto £200 | £50 per 24hrs upto £500 |
AvalancheAvalanche |
£25 per 24hrs upto £250 | £25 per 24hrs upto £250 | £50 per 24hrs upto £500 |
| Gadget Extension: | |||
Gadgets lost stolen or damagedGadgets lost stolen or damaged |
£2,000 | £2,000 | £2,000 |
If you choose to cancel / abandon after a 24 hr delayIf you choose to cancel / abandon after a 24 hr delay |
£750 | £2,000 | £10,000 |
Reasonable unexpected costs Reasonable unexpected costs |
£100 | £100 | £100 |
Costs to rearrange outbound flight after 24 hrsCosts to rearrange outbound flight after 24 hrs |
£200 | £200 | £200 |
Costs for alternative travel arrangements (return journey)Costs for alternative travel arrangements (return journey) |
£750 | £2,000 | £2,000 |
Parking costs if delayed over 24 hrsParking costs if delayed over 24 hrs |
£250 | £250 | £250 |
| Timeshare Extension: | |||
Unable to use Timeshare following trip cancellationUnable to use Timeshare following trip cancellation |
£750 | £1,500 | £2,500 |
| Golf Extension: | |||
Golf Equipment - Lost stolen or damagedGolf Equipment - Lost stolen or damaged |
£1,500 | £1,500 | £2,500 |
Golf Equipment - DelayedGolf Equipment - Delayed |
£50 per 12hrs upto £400 | £50 per 12hrs upto £400 | £200 per 12hrs upto £1000 |
Golf - Adverse weatherGolf - Adverse weather |
£100 per 24hrs upto £400 | £100 per 24hrs upto £400 | £200 per 24hrs upto £400 |
Hole in one Hole in one |
£100 | £100 | £250 |
| Business Extension: | |||
Business Equipment - Lost stolen or damagedBusiness Equipment - Lost stolen or damaged |
£500 | £500 | £1,000 |
Business Money - Lost or stolen Business Money - Lost or stolen |
£500 | £500 | £750 |
Business Samples Delayed Business Samples Delayed |
£125 per 12hrs upto £500 | £125 per 12hrs upto £500 | £250 per 12hrs upto £1000 |
Transportation costs to replace samples delayed over 12 hrsTransportation costs to replace samples delayed over 12 hrs |
£500 | £500 | £1,000 |
Return or replacement to fulfil duties Return or replacement to fulfil duties |
£1,500 | £1,500 | £2,500 |
Compare Cover Levels - Longstay
| Longstay | |
If you are unable to go on your tripReturn or replacement to fulfil duties |
£5,000 |
Scheduled Airline Failure (Before departure)Return or replacement to fulfil duties |
£2,000 |
Scheduled Airline Failure (After departure)Return or replacement to fulfil duties |
£2,000 |
If your departure is delayed by 12 hours or moreReturn or replacement to fulfil duties |
£40 per 12hrs upto £800 |
If you choose to cancel after a 24 hour delayReturn or replacement to fulfil duties |
£5,000 |
Missed departureReturn or replacement to fulfil duties |
£2,000 |
Emergency Medical AttentionReturn or replacement to fulfil duties |
£10,000,000 |
Emergency Dental AttentionReturn or replacement to fulfil duties |
£100 |
Public hospital inconvenience Return or replacement to fulfil duties |
£50 per 24hrs upto £1,000 |
If you need to come home earlyReturn or replacement to fulfil duties |
£5,000 |
If your possessions are lost stolen or damagedReturn or replacement to fulfil duties |
£3,000 |
Clothes & FootwearReturn or replacement to fulfil duties |
£3,000 |
LuggageReturn or replacement to fulfil duties |
£250 |
ShoesReturn or replacement to fulfil duties |
n/a as inc with clothes |
CosmeticsReturn or replacement to fulfil duties |
£250 |
Fine Jewellery and watchesReturn or replacement to fulfil duties |
£600 |
Electrical items and photographic equipmentReturn or replacement to fulfil duties |
£600 |
Buggies, Strollers & Car SeatsReturn or replacement to fulfil duties |
£100 |
LaptopsReturn or replacement to fulfil duties |
£500 |
EyewearReturn or replacement to fulfil duties |
£150 |
Unreceipted ItemsReturn or replacement to fulfil duties |
£150 |
If your possessions are delayed by 12 hoursReturn or replacement to fulfil duties |
£50 per 12hrs upto £250 |
If your cash is lost or stolenReturn or replacement to fulfil duties |
£500 |
Inter Rail Tickets - Lost or stolen Return or replacement to fulfil duties |
£1,000 |
Passport Lost or Stolen - Cost of emergency docsReturn or replacement to fulfil duties |
£150 |
Passport Lost or Stolen - Transport to collect docsReturn or replacement to fulfil duties |
£350 |
HijackReturn or replacement to fulfil duties |
£100 per 24hrs upto £1,000 |
MuggingReturn or replacement to fulfil duties |
£100 per 24hrs upto £1,000 |
Personal liabilityReturn or replacement to fulfil duties |
£2,000,000 |
Accidental death benefitReturn or replacement to fulfil duties |
£10,000 |
Permanent total loss of sightReturn or replacement to fulfil duties |
£25,000 |
Permanent total disablementReturn or replacement to fulfil duties |
£25,000 |
If you need legal advice (30 mins free advice)Return or replacement to fulfil duties |
£50,000 |
Natural Disaster - Alternative AccomodationReturn or replacement to fulfil duties |
|
Gadgets lost, stolen or damagedReturn or replacement to fulfil duties |
£1,000 |
Force Majeure ExtensionReturn or replacement to fulfil duties |
£3,000 |
If you choose to cancel / abandon after a 24 hr delayReturn or replacement to fulfil duties |
£5,000 |
Reasonable unexpected costs Return or replacement to fulfil duties |
£100 |
Costs to rearrange outbound flight after 24 hrsReturn or replacement to fulfil duties |
£200 |
Costs for alternative travel arrangements (return journey) after 72 hrsReturn or replacement to fulfil duties |
£2,000 |
Parking costs if delayed over 24 hrsReturn or replacement to fulfil duties |
£250 |
Tuition Fees - Unable to go on trip due to injury or illnessReturn or replacement to fulfil duties |
£6,000 |
Tuition Fees - Rtn home early due to injury or illnessReturn or replacement to fulfil duties |
£6,000 |
Missed flight due to mechanical breakdown - Alternative transport costs Return or replacement to fulfil duties |
£500 |
ExcessReturn or replacement to fulfil duties |
£50 |
*Please Remember - There is no cover on any of our policies if you travel against the Foreign and Commonwealth Office,
government, local authority, or medical advice. Terms and Conditions Apply. Please see our
Policy Wording for full details.
